It’s always helpful to learn something new! At Oxford at Sonterra Apartments in San Antonio, Texas, we love to provide you with fun, thought-provoking tidbits that will make you reflect on different aspects of life.
We need money to eat, purchase essentials, pay bills, and essentially survive. When it comes to money management, you cannot afford to take any risks! Pun intended. Luckily, long gone are the days of manually tracking every little expenditure on Microsoft’s Excel. That’s right, there are now a number of financial apps on the market that can help you plan your budget, track your spending, and hold you accountable to your goals. With the apps doing all the heavy lifting, your hardest job will be picking the right one for you! Take a look at our three suggestions:
If you’re looking for a high-quality finance app overall, Mint is typically the first name that comes to mind. It’s one of the most well-known personal finance apps around – and for good reason. It provides you with a complete financial picture all in one place. By connecting your debit and credit cards to your account, Mint will provide you with a list of transactions and break them into categories, showing you exactly where you stand on spending. You can also track billing and create a budget on the app to help you stay on course with your savings goals. Beyond the more standard features, you can also monitor investments, schedule routine utility payments, and even check your credit score.
Dave Ramsey is a personal finance expert, who urged people to follow a zero-based budget method. The idea of this method is that every dollar serves a purpose in your budget. It’s this concept that has inspired the name of this app: EveryDollar. The app provides a monthly expense tracker, and it will take note of important transactions to ensure your spending is in check. The tracker also provides you with an overview of how much money you’ve spent this month versus the amount that remains. Staying true to the name, EveryDollar also has a money management aspect that will help you set up a money management plan. You will even have access to trusted experts for help!
Mobills is another bill management app that offers a great presentation of information. The app focuses on bill management and boasts all of the typical features you can find in financial apps. These include categorizing your bills, paying them through the app, and setting up budgets to ensure you stick to them. That being said, Mobills delivers each of these features remarkably. It presents you with charts that are completely interactive and can help you analyze your financial life – and who doesn’t enjoy solid analytics in the data-driven age? Also, moving bills to various categories is simple and seamless, helping you to create a rock-solid budget that any financial advisor would marvel at.